Pre-divorce Strategies.
submitted: Sep 12th 2008 |
by: IanRichards
Total views: 18 |
Word Count: 567 |
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Just the mention of the word divorce can make a grown woman shake, so imagine what it is like to have to go through one. The whole legal process can be very stressful, leaving feeling quite useless and alone. Finding someone trustworthy enough who may have useful advice can be difficult. The best thing to do, is to look after yourself by making sure that your own money, investments and property are secure.
Once a divorce has been decided upon, it is very important to secure your money. This means taking your share from any joint bank and savings accounts. Your share is exactly half, you may be tempted to take more but this will appear as vindictive when your case comes to court. Make sure that you keep the withdrawal receipts in case you need them later on in court.
Personal belongings of yours and items inherited from your family should also be taken and put into a safe place where your soon to be ex will not be able to get to. This however, applies only to the heirlooms that were given to your before your marriage, since everything gained afterwards is legally considered to belong to both parties and will have to be considered by the court.
To protect yourself from any further financial burdens, it is important to change all you bank accounts and credit cards. This also means that if you have your own credit card, make sure he is removed as an additional card holder, so he can't make any more purchases. This must be done as soon as possible and it will reinforce the divorce decision.
An important item that is often overlooked during the trauma of divorce, is insurance. This can be either accident or life but is usually both. You will need to change the names of the beneficiaries so that any money paid out will go to the people you want it to, and not your ex.. You may also want to review your tax situation at the same time.
Another important and significant piece of advice for a woman taking up divorce is that, never loose self-respect. The moment you think that you aren't worth anything, then every decision you make could be tainted or worse, never made. Think positively, you are only taking what is rightfully yours, and protecting yourself and your personal assets for the future. This is even more important where there are children involved.
With all these emotionally charged decisions being made, it is easy to get the feeling that you cannot cope, which is why you may want to consider getting some help. You may try a divorce counselor or a women's group where you will be able to talk to other women who have gone through the same experiences as you are enduring. Likewise, it is important to chose a divorce attorney that you trust and feel good with as he will be taking you through all the legal and financial aspects of your divorce.
Sadly, many women do not think it is right to take back what belongs to them and will not look out for themselves. The trouble is that your upcoming ex may be doing exactly the same thing or even worse, taking everything, so it is important to have all your assets safe so that you will have the financial security to enjoy your new life when the divorce is finally settled.
About the Author
Thinking about ending your marriage? Don't retain a divorce lawyer before reading further reports, by Ian Richards on divorce and marriages.
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